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Rates

 

Loans

  • New Auto / Motorcycle

    Credit Report Score:
    Term 725 and above 724 - 650 649 - 575 574 and Below
    Up to 48 Months 4.75% 5.25% 6.75% 8.25%
    60 to 72 Months 5.00% 5.50% 7.00% 8.50%
    84 Months* 5.75% 6.25% 7.75% 9.25%
    100% Financing
    *Minimum amount financed for 73-84 months is $35,000.00

    Used Auto / Motorcycle

    Credit Report Score:
    Year Term 725 and above 724-650 649-575 574 and Below
    2024* 72 Months 5.50% 6.00% 7.50% 9.00%
    2020 - 2023 72 Months 6.25% 6.75% 8.25% 9.75%
    2017 - 2019 60 Months 7.25% 7.75% 9.25% 10.75%
    2016 - Older 48 Months 9.50% 10.00% 11.50% 13.00%
    *Over 7500 Miles

  • New Recreational Vehicle (Boat, Travel Park Trailers)

    Credit Report Score:
    Term 650 and Above 649 - 575 574 and Below
    Up to 72 Months 6.50% 8.00% 9.50%
    84 Months 7.00% 8.50% 10.00%
    96 Months 8.00% 9.50% 11.00%
    120 Months 9.50% 11.00% 12.50%

    Used Recreational Vehicle (Boat, Travel Park Trailers)

    Credit Report Score:
    Year Maximum Loan Duration 650 and Above 649 - 575 574 and Below
    2024* 72 Months 7.00% 8.25% 9.75%
    2020 - 2023 72 Months 7.25% 8.75% 10.25%
    2017 - 2019 60 Months 7.75% 9.25% 10.75%
    2016 - Older 48 Months 9.50% 11.00% 12.50%
    Boat (15 year model max)
    Travel Park Trailers (10 year model max)
    *Over 7500 Miles
  • Credit Report Score:
    Term 650 and Above 649 - 575 574 and Below
    Up to 24 Months 10.50% 12.00% 13.50%
    36 Months 11.50% 13.00% 14.50%
    48 Months 12.50% 14.00% 15.50%
    60 Months 13.50% 15.00% 16.50%
    Signature Only - Untitled Vehicles
    Up to $10,000.00 or up to $15,000.00 with no derogatory credit
  • Credit Report Score:
    Term 650 and Above 649 - 575 574 and Below
    Up to 24 Months 10.50% 12.00% 13.50%
    36 Months 11.50% 13.00% 14.50%
    48 Months 12.50% 14.00% 15.50%
    60 Months 13.50% 15.00% 16.50%

    Secured Loans with Shares

    Credit Report Score:
    Term 650 and Above 649 - 575 574 and Below
    Up to 24 Months 6.50% 8.00% 9.50%
    36 Months 7.50% 9.00% 10.50%
    48 Months 8.50% 10.00% 11.50%
    60 Months 9.50% 11.00% 12.50%
    Up to $20,000.00
  • Credit Report Score:
    Term 650 and Above 649 - 575 574 and Below
    Up to 12 Months 12.00% 13.50% 15.00%

  • New Certificate of Origin Loan

    Credit Report Score:
    Term 650 and Above 649 - 575 574 and Below
    Up to 48 Months 6.75% 8.25% 9.75%
    60 to 72 Months 7.00% 8.50% 10.00%
    84 Months* 8.00% 9.50% 11.00%
    Up to $75,000.00
    100% Financing
    *Minimum amount financed for 73-84 months is $35,000.00

    Used Certificate of Origin Loan

    Credit Report Score:
    Year Term 650 and Above 649 - 575 574 and Below
    2024* 72 Months 7.50% 8.75% 10.50%
    2020 - 2023 72 Months 8.25% 9.75% 11.25%
    2017 - 2019 60 Months 9.25% 10.75% 12.25%
    2016 - Older 48 Months 10.75% 12.25% 13.75%
    Up to $50,000.00
  • Term No Credit Report
    1 - 12 Months 17.00%
    Up to $2,000.00
    $30.00 Application Fee

  • Please contact the office directly for current rates.

  • Credit Report Score:
    Term 650 and Above 649 - 575 574 and Below
    Up to 12 Months 13.00% 14.50% 16.00%
 

Notes:

  1. All interest rates are subject to change without prior notice.

  2. All refinanced loans must be for a minimum of $1,000.00 of additional money to receive the current interest rate listed above, or the original loan rate remains in effect.

Savings

  • Amount APY**
    $500.00 - $9,999.99 0.25%
    $10,000.00 - $49,999.99 0.75%
    $50,000.00 - $99,999.99 1.00%
    $100,000.00 and over 1.25%
  • Account Type APY**
    IRA Accounts 1.00%
  • Term $1,000.00 - $4,999.00 $5,000.00 - $24,999.00 $25,000.00 and $49,999.99
    6 Months 2.00% 2.50% 2.75%
    12 Months 2.50% 3.00% 3.25%
    24 Months 2.25% 2.75% 3.00%
    36 Months 2.00% 2.50% 2.75%
    48 Months 1.75% 2.25% 2.50%
    60 Months 1.75% 2.25% 2.50%

    12 Month Jumbo CD Specials: $50,000.00  - $74,999.99   - 3.50%: $75,000.00 - $99,999.99  -   3.75%: $100,000.00 - $199,999.99  - 4.00%:$200,000.00 over - 4.25%
    EARLY CD PENALTY’S
    1 Year or Less: You’ll forfeit (lose) up to the first 90 days of dividends earned on the amount of dividends earned on the amount of your withdrawal OR all dividends earned since the date you opened or renewed – whichever is less.
    More Than 1 Year and Less Than 5 Years: You’ll forfeit (lose) up to the first 180 days of dividends earned on the amount of your withdrawal OR all dividends earned since the date you opened or renewed – whichever is less.
    5 Years or More: You’ll forfeit (lose) up to the first 365 days of dividends earned on the amount of your withdrawal OR all dividends earned since the date you opened or renewed – whichever is less. If, because of your withdrawal, the remaining balance becomes lower than the required minimum balance, the certificate will be closed and you’ll pay the penalty on the entire principal amount.